Dimework

Dimework is zero-based envelope budgeting for your Mac — and nothing else. Give every dollar a job, watch each envelope roll over month to month, and always know exactly what is safe to spend.

It is deliberately offline. Your budget lives in a single local file that you own and can back up anywhere. No bank logins, no syncing, no account, no cloud, no analytics. Your data never leaves your Mac.

THE METHOD

• Assign every dollar of income until Ready to Assign reaches zero
• Rollover balances carry forward automatically each month
• Spend against envelopes and see Available update instantly
• Multi-account manual ledger with cleared tracking

PRO — a one-time unlock, no subscription

• Import transactions from CSV, OFX, and QFX with no bank API
• Spending vs. budget reports for every category and month
• Export and back up your data file whenever you want
• Track accounts in multiple currencies

Built entirely with native Apple frameworks. Pay once, own it forever.