About
LoanClarity is for the moment you have more than one loan on the table and have to choose. Save each offer as a named scenario, then put two of them side by side and read the monthly payment, total interest, payoff month, rate and term in one view.
WHAT MAKES LOANCLARITY DIFFERENT
- Two offers on one screen
Pick two saved scenarios and compare monthly payment, total interest, payoff month, rate and term, lined up column against column. - Scenarios you name and keep
Refinance or keep the loan you have. Fifteen years or thirty. A larger deposit or a lower rate. Each one is saved as its own scenario to come back to. - Paying extra is a scenario too
The What-If slider adds an extra monthly payment and updates the interest saved and the months cut from the term as you drag it. - The numbers behind the answer
Any scenario opens into its month-by-month breakdown of principal and interest. - Nothing leaves your iPhone
No sign-up, no data collection, no internet connection required.
PRICING
Included: the calculator, the What-If slider, the month-by-month breakdown, and one saved scenario. LoanClarity Pro is a one-time in-app purchase, never a subscription, and unlocks unlimited saved scenarios and side-by-side comparison.
FEEDBACK
Made by a small indie team. Email obeliskclubclub@gmail.com with feedback, bug reports, or feature requests.
Terms of Use (EULA): https://obelisk.club/loanclarity/terms
Need a quick one-off? Try the free loan calculator in your browser.
Core Capabilities
Compare two saved loan scenarios side by side
Payment, total interest, payoff month, rate and term in one view
What-If slider: interest saved and months saved by paying extra
Month-by-month principal and interest for any scenario
Save each offer as a named scenario
100% offline — no account, no data collection
Interface

High Fidelity UI

High Fidelity UI

High Fidelity UI
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How LoanClarity compares
Honest, dimension-by-dimension comparisons — including where the other tool wins.