# LoanClarity

> Compare loans side by side

- Product page: https://obelisk.club/loanclarity
- Platforms: iPhone
- Release status: live
- Last updated: 2026-08-07T03:23:58Z
- Pricing: free to download; the App Store listing shows any in-app purchase or subscription
- Download (iPhone): https://apps.apple.com/app/id6788278007
- Publisher: Obelisk Club (https://obelisk.club) — local-first, privacy-respecting apps built in native Swift

## About

LoanClarity is for the moment you have more than one loan on the table and have to choose. Save each offer as a named scenario, then put two of them side by side and read the monthly payment, total interest, payoff month, rate and term in one view.

— WHAT MAKES LOANCLARITY DIFFERENT —
• Two offers on one screen
  Pick two saved scenarios and compare monthly payment, total interest, payoff month, rate and term, lined up column against column.
• Scenarios you name and keep
  Refinance or keep the loan you have. Fifteen years or thirty. A larger deposit or a lower rate. Each one is saved as its own scenario to come back to.
• Paying extra is a scenario too
  The What-If slider adds an extra monthly payment and updates the interest saved and the months cut from the term as you drag it.
• The numbers behind the answer
  Any scenario opens into its month-by-month breakdown of principal and interest.
• Nothing leaves your iPhone
  No sign-up, no data collection, no internet connection required.

— PRICING —
Included: the calculator, the What-If slider, the month-by-month breakdown, and one saved scenario.
LoanClarity Pro is a one-time in-app purchase, never a subscription, and unlocks unlimited saved scenarios and side-by-side comparison.

— FEEDBACK —
Made by a small indie team. Email obeliskclubclub@gmail.com with feedback, bug reports, or feature requests.

Terms of Use (EULA): https://obelisk.club/loanclarity/terms

## Key features

- **Compare two saved loan scenarios side by side**
- **Payment, total interest, payoff month, rate and term in one view**
- **What-If slider: interest saved and months saved by paying extra**
- **Month-by-month principal and interest for any scenario**
- **Save each offer as a named scenario**
- **100% offline — no account, no data collection**