Dimework

Dimework is zero-based envelope budgeting for your Mac — and nothing else. Give every dollar a job, watch each envelope roll over month to month, and always know exactly what is safe to spend. It is deliberately offline. Your budget lives in a single local file that you own and can back up anywhere. No bank logins, no syncing, no account, no cloud, no analytics. Your data never leaves your Mac. THE METHOD - Assign every dollar of income until Ready to Assign reaches zero - Rollover balances carry forward automatically each month - Spend against envelopes and see Available update instantly - Multi-account manual ledger with cleared tracking PRO — a one-time unlock, no subscription - Import transactions from CSV, OFX, and QFX with no bank API - Spending vs. budget reports for every category and month - Export and back up your data file whenever you want - Track accounts in multiple currencies Built entirely with native Apple frameworks. Pay once, own it forever.