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Mortgage Calculator : CLOSING — App Store rankings

Aneesh Pradeep · Finance · View on the App Store

About this app

The developer's US App Store description, in full.

Know the real number you have to wire on closing day, not just the monthly payment. CLOSING turns the price of a house into the two figures that actually decide whether you can buy it: your true monthly cost and the cash you need at the table. WHAT YOU GET - Cash to close, built line by line - Your real affordability ceiling, and which limit is holding you back - Full monthly cost with principal, interest, taxes, insurance and mortgage insurance - Complete amortization schedule for the life of the loan - The exact month mortgage insurance drops off - The year two payment jump that most buyers never see coming - A savings plan that tells you the date you will be ready COMPARE BEFORE YOU COMMIT - Put plans side by side and see exactly where they differ - Compare houses on true monthly cost, not asking price - Compare lender quotes on rate, points, fees and total cost over the years you plan to stay - Find the crossover month where paying for a lower rate starts paying you back CLOSING DAY WITHOUT SURPRISES - Every deadline calculated from your contract date - Reminders for inspection, appraisal, financing and final walkthrough - Checklists for what to do before closing and what to bring on the day - Wire fraud safety steps, because that risk is the one you cannot undo BUILT FOR THE UNITED STATES - Property tax, insurance and title estimates for all fifty states - Conventional, FHA, VA and USDA programs - Checks a final statement against the original estimate to catch charges that should not have moved SHOW YOUR WORK - Tap almost any number to see the arithmetic behind it - Every default is labelled, so you always know what you entered and what was estimated - Sources and the date they were verified are shown in the app AI THAT EXPLAINS YOUR OWN NUMBERS - Ask questions about your own plan in plain English - Get a full review of a deal, ranked by dollars - Check a lender estimate line by line - Draft a message you can actually send to a lender PRIVACY AND QUALITY - No ads anywhere in the app - No account and no password, because there is nothing to log in to - Your figures stay on your device - No trackers and no third party analytics - Works offline, apart from the optional AI features CLOSING is a planning tool, not financial advice. Figures are estimates. Your lender determines your actual costs, rate and eligibility. Verify every number before you sign. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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